New EU regulations, effective 2025, mandate fast-charging stations (150kW+) every 60 kilometers along all highways. But, hardware deployment is just the first step. According to McKinsey research, 43% of Europeans with EVs stop public charging simply because they find the payments too complicated — be it downloading operator apps and whatnot or spending a good time and struggling when there is a poor network signal in remote areas.
POS payment is the killer app — the SaaS you need. In 2025, the EU’s Payment Services Directive (PSD2) will require that all public charging stations offer non-subscription-based instant payments that comply with the pricing transparency of gas stations. Both regulatory mandates and user preferences are driving this payment evolution.
Policy mandates: POS payment as a far gate for European chargers
Regulatory Compliance
The European Union’s (EU) Alternative Fuels Infrastructure Regulation (AFIR) mandates that all charging stations support contactless card/mobile payments and display real-time information like charging rates, service fees, and wait times. This includes ensuring that EV drivers have access to POS Payment EV Charging facilities seamlessly.
Now Germany’s TÜV certification has a clause: “Chargers must be PCI-DSS (Payment Card Industry Data Security Standard) compliant in order to connect to public networks.
Subsidy Incentives
Netherlands an extra 15% for charging stations with a smart payment solution and even reached 78% of POS terminal coverage in 2023.
France’s ADVENIR program requires that state-funded stations have at minimum of two methods of payment (including POS), or else pay back 30% of the subsidy.
POS: The Reshaping of Charging Habits (User Experience)
RevolutionOfPaymentEfficiency
According to test data, charging stations with POS terminals receive 23% less average service time compared with traditional app scannings (app payment takes 2 minutes 17 seconds and POS刷卡 only takes 41 seconds).
For example, Nordic operator RechargeNow experienced an increase in daily usage per charger from 3.2 to 5.7 times after the deployment of Ingenico POS terminals.
Technical Implementation: Mainstream Point of Sale Solutions in Europe
Hardware Standards
Weatherproofing: IP54 rating (good enough for Norway’s snow and Spain’s dust).
Power-sharing: Three-phase 400V/32A, compatible with CCS2/Type 2.
Backend Integration
Automated charging, payment, and invoicing through OCPP Protocol: Nayax powered AURES POS terminals
For example, UK operator Pod Point uses PAX A920 terminals, improving reconciliation efficiency by 60 percent and reducing manual errors to 0.7 percent.
Business value: the hidden benefits of pos payments
Data Asset Accumulation
Payment data shows user charging habits (62% of German users charge 18:00-22:00), which informs real-time pricing.
A Spanish operator leveraging POS transaction data pushed targeted restaurant coupons, elevating average annual use per user by €240.
Operational Cost Reduction
30% fewer contact from customers (mostly handling login/payment issues on the app).
Third-party payment channels (up to 12% of transaction value) → Avoids commission fees under the EU’s Digital Markets Act
Here are the trends that are predicted in the POS payments in the future.
Genomics+R&D integrated with V2G Payment
POS terminals at EVs automatically settle earnings when EVs sell energy back to the grid as part of a Dutch pilot project.
Instant Carbon Credit Redemption
ENGIE is a French energy company and according to their website, they will enable users to collect carbon credits at every POS payment made by 2026, meaning that every €1 spent is equal to a 1kg reduction in CO₂, which is redeemable for charging discounts or tax exemptions.
LUXMANENERGY Ev Charger Brand
The security and reliability of Luxmanenergys POS terminal brands, such as Payter, have been meticulously tested in the market, earning approbation from customers. For charging operators, we offer the following POS payment plan solutions:
Mobile App — Online Credit Card
Standalone or through AC & DC Charger POS terminal
Summary: Charges with convenience determine the charging ecosystem
With Europe’s charging infrastructure expanding by 37% annually (totalling 2.1 million units by 2025), outdated payment systems may cast their shadow on the way to the green revolution. Adopting POS terminals is not just a technical transition but a rewording of user rights—as EU Energy Commissioner Kadri Simson declared: “Barrier-free payment is the bedrock of democratizing clean transportation.”
Integrating POS systems is a core strategy, not just some afterthought for charging operators. As we enter the end of days for user experience, a few thousand milliseconds of waiting in the payment process can destroy billions in euros of clean energy investments.
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